I think one of the rear calipers may have seized...
Anyway, the pad is now knackered and is now scoring the caliper/back plate/something and making a horrible grinding noise.
I've been meaning to fit beefier brakes all round for a while anyway, but I also need new wheels and cash is a bit tight seeing as my insurance renewal just came up (£1080, 20 with 1 years NCB and clean license incase anybody is wondering) too.
How much do you think it would cost to replace the caliper and brakes with standard parts?
And how much with some nice, big discs and pads (please point me in the direction of the aforementioned products if you have any ideas)?