Need Advice On A New Car

[Stan_bg]

Hi to everyone!

I have just ordered a new verso, hope I have done the right thing:)

I have been advised to purchase the Gap insurance, Toyota smart repair and the Supagard...I am 100% sure for the Gap insurance, but not for the other two.

Is it a good idea to stick with the Toyota Gap insurance, which is a bit pricey or shop around?

Any advice?

Thanks in advance:)

Stan

[FROSTYBALLS]

One can get GAP insurance much cheaper, and a longer policy. Discount offered to TOC members - http://www.toyotaownersclub.com/forums/topic/150128-discount-on-gap-insurance/

[Heidfirst]

Depends what they are charging for the Smart Cover & the Supagard (usually a high profit item for a dealer) & your previous experience of car ownership - do you usually have small scrapes/dings over your ownership period & are you likely to end up with poor paint/dirty interior?

GAP insurance with the same coverage should be the same but is usually much cheaper from someone else than a dealer - you could always get quotes & then use those to try & get the dealer to discount (on my previous Avensis they actually threw it in for free - as I didn't want it & certainly wasn't paying for it I suspect that there was a bonus involved).

[Stan_bg]

Thanks guys...

This is my first brand new car. Always was buying a used ones around 7-8 years old. For the gap insurance, smart repair and Supagard they want almost £1000(special promotion). I take care for my car, but some people do not, especially at the shoping parking.

Is a brand new car need to be trated with stuff like supaguard? I like the idea the interior to be sprayed with a "protector" , because of the kids but....is it really worth the £300?

What about the smart repair? Every opinion or advice are really appreciated!!

Thanks

Stan

[Heidfirst]

How much is the Smart Cover on it's own? Have you ever needed to get scuffs, scratches etc. done before (where I live & park unfortunately it's pretty much a given that I will at some point have to on my cars due to someone else's lack of parking skills :( )?

The upholstery protection is a high margin item for dealers - whether it's "worth" £300 depends upon you & how messy your kids are ...

[DAN@ADRIAN FLUX]

Hi,

Just to let you know that we offer a product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP insurance however we feel for some customers it can offer a cost effective alternative. If you'd like any further details please feel free to drop me a line.

Regards,

Dan.