Insurance

[jaxx]

so that time of year for insurance renewal has arrived :!Removed!:

phoned a few companies and was shocked at the rubbish i was told! ranging from £800-£1200 and some basically gave me an f off when i spluttered 'modified'!

tesco was lookin the best option at just short of £700 and my bank offered to insure for just over £700, which is a bit reasonable, but before long checked out with elephant.co (been with them for the previous two years) and quoting

21 yrs

low crime zone

in the garage

4 yrs no claims

ALL mods declaired

£250 excess

no offences

...............£640 :D

and then a bit of research, i ask how much it would be to add the girlfriend as its sometimes necessary to drive the car :!Removed!:

so i blurted the details for her expecting a rise on top (which she was willing to pay) bear in mind shes been driving less than a year and only on third party with her insurance....

.................£540! :o

i ask if thats a mistake and i was told that cos women are classed as safer drivers ! as opposed to 21 yr old lads.

so i enquired that even though the 'nutter' will be driving 90% of the time its still cheaper cos she mite use it to go down the shops??

.......well yeah!

SOLD

[dave5282]

Exact reason I add my dad, he brings it down by over 100 squid.

Its a funny old world indeed

[MR2 Roadster]

They did the same for me with my MR2, they are often a bit funny with mods nad be careful because they don't replace like for like they replace with standard parts!!

Funking good price though!!

[Nizan]

result mate, good price

now i remember why i need a new girlfriend

[alanbradley]

Mate of mine used then when he bought his Civic Type-R... similar scenario when he added his parents. He's pretty chuffed with the service too.

[breezer]

Im with more than, the cars under my dads name and hes the "primary driver" NOT!! Hes never in it, costs him £240 a year for insurance, and £360 for me as a "secondary driver"

hehe beat that! Bearin in mind me dads an old git and has been driving for ages

[Debz]

:o I can't beleive all these good quotes :o

I pay about £1100 , addmitedly I have no NCb but Jaxx by the sounds of it neither does your girlfriend?!, oh but i guess that doesn't matter for second drivers. But I have been driving 7 years with no claims.

That is crazy that by adding extra people the premium goes down

I cant even get insured on my bf's car :o

[breezer]

[jaxx]

Debz - too true she his NO no claims! Not even had one year of insurance yet! And saves me £100! Its mad i tell thee!

[CoRoLLa_KiD]

Mines cheap as chips for my age and the engine size. I tried to add my mum but it went up 200 notes

[Nizan]

hehe beat that! Bearin in mind me dads an old git and has been driving for ages

just remember mate whislt your doing this your not building your own NCB, i made this mistake if i would of done different i could have 3YNCB now and possible the keys to a supra

[breezer]

lol

[Nizan]

but still i wouldnt mind a £360 premium :P

[Chappers]

Whoa, i think im gonna find a girl, 21, seems nice, works as lets say umm a nurse....

Wait i found one!

This is my girlfriend! Ill put her on without her knowing it, that way, when i let her drive, she'll think im being sweet, awww

Ingenious

[jaxx]

mind you the saved $100 will pay for the wheel refurb! :P

nah shes a good driver really! ive trained her well to park a foot away from the kirb! :P

[Debz]

I think you should refurb your wheels DIY and spend the 100£ on you gf for giving you a low premium!!! :D

[Tomie]

How does that work then cos i put this bird on my insurance and it put mine up £300

[jaxx]

no wheels are brand new!

i was makin the poiint that they will need doing soon!