Insurance reduction

[marlinleg]

Can anyone understand how an insurance company can reduce my premium by 

£70 ???  I added an extra driver my girlfriend it came to medical history 

Has DVLA been notified of any medical history I put No  

I carried on with the quote it came back £70 cheaper . The thing is she has had a stroke/ limited vision in left eye , never driven in 25years so she has a clean licence 

My partner will never drive any car again  So how can they reduce my quote by £70?

I know insurance cost come down with an older driver on . I was a named driver on my sons Merc SLK when he was a 18 yr old professional foot baller £300 reduction for him . That was many years ago 

Just wondering . Your thoughts please

Edited April 28, 2019 by FROSTYBALLS
Mod edit: Font, yet again, reduced to standard size and shouting removed.

[FROSTYBALLS]

As regards DVLA and the ability to drive, both a stroke and loss of sight in one eye may be notifiable conditions within certain parameters - see https://www.gov.uk/health-conditions-and-driving

Is the insurance company aware of your partner's health conditions?

Aside from the above, having a second person named on the policy means that one person won't always be driving the vehicle, and lessens the risk for the insurer, which is why premiums often have a reduction in this instance.

[marlinleg]

Right thank you for the information , there is no way she wishes to drive . After your reply I now see it’s up to the person to notify  DVLA and rightly so 

that’s cleared up that mystery . Thanks again