Insurance for New Car

[FROSTYBALLS]

If your renewal with Toyota comes before the new car arrives, renew and you can transfer any balance remaining to the new car when it arrives. 

[Gcp1991]

You can quote without registration number on price comparison sites. I sold my car via cazoo chose the day and was paid almost instantly so if you get driveway insurance for the new car you should be able to transfer your new vehicles over as long as the adjustment isn't excessive. The only issue you have is if you try and insure the new car whilst you have the old car and keep it insured you cannot use your no claim bonus on the new car unless you've cancelled or transferred the old cars insurance

[Spo2]

4 minutes ago, Roy124 said:

Good point about breakdown insurance.  With my Corolla first year was free and provided by AA.  Second year Toyota cover, still provided by AA was much cheaper than the AA direct.

Renewal is due 1st March but only until I get the new car.  Decisions!

Roy, did the first year cover include home start?

[Spo2]

2 minutes ago, Gcp1991 said:

You can quote without registration number on price comparison sites. I sold my car via cazoo chose the day and was paid almost instantly so if you get driveway insurance for the new car you should be able to transfer your new vehicles over as long as the adjustment isn't excessive. The only issue you have is if you try and insure the new car whilst you have the old car and keep it insured you cannot use your no claim bonus on the new car unless you've cancelled or transferred the old cars insurance

@Gcp1991, Thank you, that is the plan- I want to sell to Cazoo (their valuation comes best and they collect the car for free if I am not mistake?) and actually the car that I have is bought from Cazoo as well, which was delivered free.

>>The only issue you have is if you try and insure the new car whilst you have the old car and keep it insured you cannot use your no claim bonus on the new car unless you've cancelled or transferred the old cars insurance<< What about those people who have more than one car? 

I think Cazoo allows the car to collected in 14 days, so when i get the new car, can I transfer the insurance to new car, and have old car without insurance which Cazoo can collect? Also it means, that I won't be able to use the old car while it is not insured, and that is okay.

[Roy124]

It covered everything, home start, recovery, Continental.

Only had one callout and that got the Battery back on line.

Interesting problem with a flat Battery in the garage.  With an ICE, hand brake Off, push car out of garage and get a jump start.  With the EV it ain't going anywhere.  If you can't charge in situ your only option is take the Battery out and recharge.

[Spo2]

4 minutes ago, Roy124 said:

It covered everything, home start, recovery, continental.

Only had one callout and that got the battery back on line.

Interesting problem with a flat battery in the garage.  With an ICE, hand brake Off, push car out of garage and get a jump start.  With the EV it ain't going anywhere.  If you can't charge in situ your only option is take the battery out and recharge.

Well, then one does not need any third party cover in the first year assuming the cover comes with all new Toyota vehicles. 

I did notice at the dealer, he used some sort of portable device to open and show the boot of a Corolla which was discharged.

[FROSTYBALLS]

16 minutes ago, Spo2 said:

Roy, did the first year cover include home start?

See https://www.toyota.co.uk/owners/roadside-assistance/

You can also download the terms and conditions from the above link.

[Roy124]

Spo, if the Battery is in the boot that might work.  In my case there was plenty of room in my garage.  I had previously had an E Class Merc in it.  Now, over winter, I have the garden furniture in with the Corolla hard up against it.

If it had been a typical garage, no chance.  I am lucky mine is about 20*10

[JillG]

On 2/4/2022 at 4:36 PM, Catlover said:

Unfortunately Toyota insurance (Toyota is only a headline name, some other company will be behind it) we’re way too expensive for me. I go on the comparison sites and for about 6 years LV is been lowest or thereabouts, and I been with them. Wife is the same, LV, but she went away for one year then gone back to LV. I had to claim couple years ago and the service from LV was top notch, everything went very smoothly.     
I do know for others LV prices don’t work for them. Got to test the water.

We use LV too, reasonable price.

[Spo2]

As I had time, I tried to compare quotes across few comparison sites. I get cheapest quotes from comparethemarket.com followed by confused.com and then by moneysupermarket. It is worth noting that the same vendor provides different prices for same coverage on different platforms. Mine came to almost half  of what Toyota quoted.