My T and insurance

[soldays]

My insurance is coming up for renewal and whilst doing the annual searches etc., I just thought.....could we class our car location on 'My T' as a car tracker, since it always gives the current location! I appreciate that it is not a fitted device  but ... opinions please. Thanks

[forkingabout]

Insurance companies only want to know if its an insurance approved tracking device.

A Corolla is classed as a low risk vehicle so most if not all insurance companies wont even require a tracker to be fitted. 

As for tracking via My T - depends if its working correctly at the time. 

[Scout117]

Hi,

I asked the same question and was told by few on here and even from my dealer that for insurance purposes MyT tracking is not a tracker in terms of the question asked on insurance websites so I would say no to that.

 

[forkingabout]

Unless it appears on the Thatcham list your insurance company wont be interested. 

July-2022-OE.pdf (thatcham.org)

 

[Chuffmonkey]

Oops, I think I may have selected the yes its tracked option. 

[fourbanks]

3 minutes ago, Chuffmonkey said:

Oops, I think I may have selected the yes its tracked option. 

Well it's not officially tracked i believe for insurance purposes, but it's still tracked by the app. Or have i got that wrong?

[Cyker]

The thing is it's about as much a tracker as leaving your mobile phone in the car with Find my Phone running or something; It's nowhere near as capable as a real tracker, which are self-powered and also have near-range radio beacons for triangulation and precise locating, even when it's under something that blocks GPS.

I've watched some on youtube, e.g. https://www.youtube.com/c/AutomatricsMtrack/videos

as it's nice seeing stolen vehicles located; Something normally rare despite all the Big Brother cameras everywhere...!

[fourbanks]

5 minutes ago, Cyker said:

The thing is it's about as much a tracker as leaving your mobile phone in the car with Find my Phone running or something; It's nowhere near as capable as a real tracker, which are self-powered and also have near-range radio beacons for triangulation and precise locating, even when it's under something that blocks GPS.

I've watched some on youtube, e.g. https://www.youtube.com/c/AutomatricsMtrack/videos

as it's nice seeing stolen vehicles located; Something normally rare despite all the Big Brother cameras everywhere...!

There was a guy in the paper who had his headphones stolen by a ba employee and now via the app see's his headphones daily going from London to Heathrow 

https://www.mirror.co.uk/news/uk-news/passenger-accuses-ba-worker-stealing-27353844

[fourbanks]

It's not accurate, but it's still very good my Tapp 

[Cyker]

Yeah but I bet it doesn't have the accuracy for them to actually *find* the headphones, and that's the problem. Proper trackers can ping stuff real-time with directional radar pulses after getting a rough location via GPS and quickly get within yards.

GPS is actually pretty bad accuracy-wise; Car GPS do a lot of fudging and logic to pretend it has a precise location for you; If you have one that lets you turn off things like road-locking/tracking and cell-tower triangulation, it's fascinating to see how off it can be, e.g. sometimes thinking you're in the field to the side!

 

[Roy124]

Car Satnav uses snap to road.  On one road in Lincolnshire the A road jinked.  There was a parallel track which the car Satnav tracked.  

You see the same if you divert off a recommended route, or place like spaghetti junction. 

Gibraltar is great, it doesn't know whether you're coming or going as you ascend. 

. 

[DAN@ADRIAN FLUX]

Hi.

If you need any help with insurance at all then please feel free to drop me a line.

Regards,

Dan.