Insurance *%@+*

[YarisHybrid2016]

We're about to move house. I'm wondering what the effect will be to our premiums. As far as I can tell, it should be a lower-risk area, but who knows. No idea where I could look that up.

[Yugguy1970]

Happening across the board

https://www.moneysavingexpert.com/latesttip/#hiya

But I saw a post on the Toyota FB group about Toyota Insurance themselves demanding fitting of a Thatcham immobilser before they'd cover the car.

[Jimota]

As I said before, it really is a lottery trying to get good value car insurance cover.  My house insurance renewal is due soon and hope I don’t have to go through the same jumping through hoops scenario with all the various insurance companies.

[Jimota]

On 8/13/2023 at 1:26 PM, jthspace said:

Well, just been hit by Churchill!

I swapped from my Citroen C3 to the Yaris last month and there was a small refund (less than £10) on the insurance cost.  Annual on the Citroen was £260.

Renewal for September arrives today at approx £360 with no explanation.  Gocompare listed a lot of alternatives.  LV= was approximately the same price (with legal aid, hire car, protected bonus).

The cheapest was FLOW - so I did a look-up on it because (a) it was a lot cheaper and (b) never heard of them.  They had high Trust Pilot and other scores.

Looked OK, full comp, legal aid, hire car, protected bonus, 180 days European cover (!) all for . . . . . £260 - two named drivers, clean licences, no claims, otherwise boring, Cambridgeshire.

And FLOW is owned by . . . LV= 🤔

All online and no additional charges for amendments etc.

Done deal!

Never heard of Flow but it’s a name to bear in mind at the next renewal run around.

[Jimota]

10 hours ago, YarisHybrid2016 said:

We're about to move house. I'm wondering what the effect will be to our premiums. As far as I can tell, it should be a lower-risk area, but who knows. No idea where I could look that up.

Your local police force should have the relevant information on their website.

[Cyker]

If you're moving out of a city to a quieter town it's likely to go down; Even when we had near-identical Mk1 Yaris D4Ds, my insurance was 3-4x what my brother's was.

That's London for you!!

Even he's been stung tho' - He just told me his insurance has gone from ~200 to >500 for his Hyundai i30!  

 

[bathtub tom]

Mine's just gone from£140 to £240. The only thing that's changed is both the car and I are a year older. It wasn't so long ago it was less than £100!

[Yugguy1970]

On our multiple car policy with Admiral we managed to add our daughter, her as a new driver on the Aygo only, us as named, without telematics, 650 quid for 5 months, and as she's joining us she will also get a full 1 yrs no claims on renewal.

I thought that was pretty good considering she is still 17.