Hybrid car insurance refusals, LV=, etc ........

[mizunoman]

Just to bring this to a close - I finally managed to get insurance for my 2024 C-HR although only confused.com out of the price comparison sites offered anything.

[FROSTYBALLS]

Similar topics merged.

[Cyker]

From what I've seen, the ones that are refusing to insure hybrids are the ones that have a poor reputation anyway; They're the ones that do whatever they can to avoid paying out to anybody and just want to have your money but provide as little service as possible.

There are a few that even if they gave me the cheapest quote I'd go to the next one up because I wouldn't trust them!

 

[MagicBoy]

On 1/24/2024 at 5:57 PM, Paul john said:

What are the steps to disable smart entry?

It's in the manual. "Customisable Features" section at the far end. It's done via the SETUP button on the touchscreen, then Vehicle.

[Poldark]

Hi everyone, I was terrified reading the posts on the problems with getting insurance  I have ordered a 2024 c-hr excel tech pack just phoned LV to ask about quote for when my car is delivered.

when I asked to verify the situation I was told they have a refusal of certain models & postcodes fortunately my postcode & model 1.8 excel WOULD be covered at £478 fully comp that’s full no claims .

 Hope this helps. Neil

[fred88]

Just had my offer from LV, £510.

Up by just over 50%

 

 

[Daddiorhodio]

I am greedy and have three CHR’s on a multi car policy with Hastings. I am P/X ing two of them tomorrow for one new model CHR . Hastings will not touch my insurance “being a hybrid”. Can’t continue with the one remaining car either. So had to cancel the lot from tomorrow night and am awaiting Toyota insurance to confirm everything is OK. This is also holding up registering new personalised number plate to the new vehicle since I am awaiting confirmation and docs to send to car dealership. What utter b……..is!

[Trewithy]

I just got a insurance quote from Admiral for 2 models I may be considering purchasing later this year:

Yaris Cross Excel - £515

Lexus LBX Takumi - £539

I am 72 now and I was wondering if my car insurance will be loaded each year now due to my age. 

[MC1216]

6 minutes ago, Trewithy said:

I just got a insurance quote from Admiral for 2 models I may be considering purchasing later this year:

Yaris Cross Excel - £515

Lexus LBX Takumi - £539

I am 72 now and I was wondering if my car insurance will be loaded each year now due to my age. 

It shouldn't be as my mother who is 79 has not had much of an increase on her insurance in the last 5 years although this year it went from £511 to £644 but not sure if that is just because insurance has gone dearer or she will be 80 next time on renewal.

[Roy124]

Kevin,  who can say.  I have been with the same broker for 3 years now.  Each time they have placed me with LG at a significantly lower price than LG.

I think some insurance companies might be on thin ice with their pricing policies.   We shall see if the sharks sense money in legal challenges. 

[JohnyMcC]

Switon quoting £378 up £70 on last year for 2014 Auris excel Hybrid

[Wooster]

On 1/31/2024 at 7:35 PM, Cyker said:

"...the ones that are refusing to insure hybrids are the ones that have a poor reputation anyway..."

I've no accident or convictions and 9 years NCB, car is garaged and I've no medical conditions. I recently renewed my insurance - up 25% since last year. Many (LV, the AA, Hastings etc) on GoCompare declined to give a quote. But it's not just hybrids: I used the registration of a 15 year old, 1.6 litre, Suzuki automatic that belongs to a neighbour. Approximately the same selection of insurance companies declined to quote. Thinking it might be my postcode (North West Surrey, just outside the perimeter of Outer London) I changed my postcode to that of a friend of mine (with his permission) - who lives a small town in Wiltshire. I also used the details of his neighbour's 9 year old, small Skoda. A slight variation on the 'decline' list, but it was still substantial with LV and the AA being on it.  Interestingly I tried Toyota's own insurance, using my own car details of course. toyotamotorinsurance.co.uk/private-car  They declined to offer any insurance. 

I'm wondering if it's my age?  I don't feel old and uninsurable at 70 - this year!

[Hadrian1]

We have our Yaris insured with LV, and am about to insure our Rav4 with LV, after moving from Saga.

saving £180.  There's no loyalty bonus with insurance companies, so I rarely stay with the same company

for more than a year or two. One thing I learnt a long time ago, is to not ask for automatic insurance renewal.

[AndyRC]

After 10 years with LV I’ll be off to Aviva when the renewal is up this week for the new 24 CHR. LV obviously don’t want to insure these , I was quoted around £400 in January , car delayed until this month, was requoted £660 a month ago , now it’s up to £760 🤷‍♂️ Aviva like for like £500 , still a LOT but a LOT less than Toyota insurance who wanted £2000 🤷‍♂️🤷‍♂️🤷‍♂️

[Roy124]

LV has just offered to quote.   My broker has yet to contact me.  I have just 3 weeks to go.

[Corolly Poly]

I was surprised my quote was not more on a 35k car. Admittedly I live in the sticks, am 60 and have more than 10 years NCD but I got quoted £300 fully comp and protected NCD with windscreen and legal cover through admiral and £400 to put my 25 year old son on.

[Cyker]

This is tangential but I found it interesting...

 

[Roy124]

On 4/21/2024 at 4:13 PM, Roy124 said:

LV has just offered to quote.   My broker has yet to contact me.  I have just 3 weeks to go.

Just reinsurer, interesting morning.  I tried LV and was outright rejected-over 70.

Got on to my broker.  Eight in the queue.   When I eventually got through to reception I am now awaiting a ring back (3 hrs at the moment)

Also turns out they don't send renewals, you have to go online.

Got a quote on line, shade under £600 (£100 up on last year) with LV.

Tried Confused,  exactly the same price.

Tried MoneySavingExpert who forwarded me to MoneySuperMarket who offered just £30 more through AAIS.

Took this offer, more cover,  lower excess with LV.  And AAIS took a £28 referral fee within the quote. 

[Simmer]

I took have just been advised by Flow part of Allianz Group who own LV that they will no longer insure my 2019 Prius. Almost lifetime no claims (age 78).

[Roy124]

@simmer, despite sending me an invite to quote LV then declined on account of age.  I had been insured with them through a broker. 

This year the broker keeps badgering me online but fails to ring back.

AAIS was only marginally more expensive than the year before. 

[SDR]

Being new to the forum, and new to owning a Toyota (Corolla TS), this caught my eye because I am also insured with LV.

No problem in changing the insurance over from previous car, an Audi A4 Avant. 

What I found interesting was that the theoretical annual quote was 10% higher than for the Audi (theoretical because I wasn't paying for a full year).   This despite the fact that the Corolla is slightly smaller, slower and is worth less (for a total loss claim).

I don't know why but suspect that it might be because insurance cos have a list of preferred repairers, with whom they get preferential rates, and not all of same would be able to work on a hybrid with a HV traction Battery. 

No age issues, yet, because I am still slightly shy of my 70th birthday. 

 

[DAN@ADRIAN FLUX]

10 hours ago, Simmer said:

I took have just been advised by Flow part of Allianz Group who own LV that they will no longer insure my 2019 Prius. Almost lifetime no claims (age 78).

Hi.

Please feel free to give us a try for insurance if you wish.

Regards,

Dan. 

[loz8]

http://Liv VIC.  Informed me Auris Hybrid will not be re-insured due to the model has had a rise in thefts and claims. Anyone else affected?.

[FROSTYBALLS]

Yes.

Topic merged with 'Hybrid insurance refusals'

[loz8]

On 12/18/2023 at 4:19 PM, cobh18 said:

Had a bit of a surprise this morning when shopping for car insurance renewal. LV, my insurer for several years (until I switched last year) point blank refund to quote as the current car is a hybrid. No discussion: just "underwriters have decided - we know not why" They quoted last year.  Haven't even loaded the premium if, as I suspect, they re wary of CC theft, which would be reasonable.  Wonder if Allianz, the LV owner, refuse to cover the German market?

Got insurance elsewhere and none of the potential companies made any comment online. 

Any views?

Which Co's quoted? prior years I did'nt recognise a single name in the Compare list.