Alloy insurance

[Qasim]

I appreciate your input 

[Qasim]

7 hours ago, MikeSh said:

Others were suggesting claiming for wheel damage on their main policy and I was pointing out that such claims could (almost certainly would) affect their NCD status and future premiums. It is a bonus point for separate wheel insurance, but you need to balance the additional cost against your OCD.

Wheels get damaged or just rot. Both of ours have some issues but they aren't noticeable unless I look closely, like when washing them, and no-one else is going to notice them in day-to-day use. So I wouldn't bother getting them fixed until I was going to sell them - just get all the damage fixed once-and-done. Otherwise you'll spend all the time you have the car getting minor things fixed and then another blemish appears soon after

I appreciate your input.

you have nailed it in last paragraph.I think new car sort of became headache for me but going’s through different opinions here it is very soothing and I am getting over this paranoia and stress.