Been Accepted For £5k Loan For Mr2 Gt Tbar

[Stu8]

So you've bought a T-bar already; thats quick

I'm sure you'll find a cheaper insurance quote, especialy for an NA.

[EarL]

So you've bought a T-bar already; thats quick 

I'm sure you'll find a cheaper insurance quote, especialy for an NA.

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Try Egg. Cheapest I found.

[dudeone]

Try Egg.  Cheapest I found. 

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Direct line £106 cheaper than Egg and £18 cheaper than Adrian Flux.

Dave

[BLOODUK]

What about bell direct?

[Joeskeppi]

I got a £5000 loan too, but I had £2500 saved up so spent the lot on rev5 t bar :D

Cheapest I got insured was about £900 with elephant, 23 years old with 2 years NCB :)

Tip: Add a parent to the policy as an additional driver and it takes a couple of hundred off :)

[daz_mcneill]

Just got my quote from Adrian Flux - £950 which im happy with....

maybe, just maybe I mite get me a new car?????

Daz

[daz_mcneill]

mite try the 'add a parent' n see what happens.... anything to save pennies!!

[Joeskeppi]

Yeah that works with elephant, I think it was something like £250 taken off when I added Dad to the policy

[Fitz]

Doesn't work with all companies as they are wising up to that trick. My friend was being quoted £1500 for a B reg 1300 Escort (first car, 17 yrs old etc) He tried adding his parents and a lot of people said they take the youngest driver as main driver due to the risk.

[daz_mcneill]

just tried Egg, they wanted 1900 so its looking like Adrian Flux.

[daz_mcneill]

Just looked in my bank and there's a nice £5k deposit in my bank... yummy!!!!

When im looking for the car what sort of milage should I be looking for. I try to buy as low as possible but Id like any recommendations from people if possible?

At what milage does the cam belt need replacing? What sort of repairs should I look for on the history of the vehicle?

Cant believe ive got the money.... kid in a candy shop!!

:D :D :D :D :D :D

[G200]

I think the cam belt needs changed at 75,000 miles but don't quote me on that best to try and get one with it done and a reciept to prove it.

[daz_mcneill]

jsut a little question....

seena n/a mr2 G-Ltd T-Bar non turbo (1992 - 80k miles). I emailed the guy about it and he said it was imported in 1999. What sort of difference will this make to the insurance?

what sort of money should I be looking to pay for this year as well. Ive not been to view it yet (hopefully going up 2mora nite). The cars had 2 UK owners since 1999 and has a years MOT.

help appreciated on this,

Daz

[Fitz]

jsut a little question....

seena n/a mr2 G-Ltd T-Bar non turbo (1992 - 80k miles).  I emailed the guy about it and he said it was imported in 1999.  What sort of difference will this make to the insurance?

what sort of money should I be looking to pay for this year as well.  Ive not been to view it yet (hopefully going up 2mora nite).  The cars had 2 UK owners since 1999 and has a years MOT.

help appreciated on this,

Daz

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Well I have only got onlline quotes so far as a comparisome but the UK T-Bar came out at £585, or there abouts whereas the G-Ltd (same as UK T-Bar but jap version) came out at £1070 or thereabouts.

Hence why I specifically want a UK car B)

[daz_mcneill]

woooaaahhh... hmmmm.. think imports maybe missed then!!

Just spoke to another guy about a nice looking car.

Its 1994, UK Model, Full Leather, A BS, 17" Toora alloys, Alarm/immob. All elec,J amex Lowered, cd/tape, TSH,Sports Steering . 84000 miles. £3494.

Emailed the guy and its had 2 owners, the previous guy bought it from a dealership and it has full toyota history (belts changed etc). Does this price sound ok as i feel it does.

I can only view the car tonight (at about 7pm) so it will be dark. I'll ask him to take me for a drive etc so what should I look for then? I think i'll get him to pul into a petrol station so i can view the car in the light.

Daz

[BlueMR2]

Thats a very cheap price for the year etc...its around a grand underpriced if anything....

go see the car...check it out carefully though...

[dudeone]

woooaaahhh... hmmmm.. think imports maybe missed then!!

Just spoke to another guy about a nice looking car.

Its 1994, UK Model, Full Leather, A BS, 17" Toora Alloys, Alarm/immob. All elec,J amex Lowered, cd/tape, TSH,Sports Steering . 84000 miles. £3494.

Emailed the guy and its had 2 owners, the previous guy bought it from a dealership and it has full toyota history (belts changed etc).  Does this price sound ok as i feel it does.

I can only view the car tonight (at about 7pm) so it will be dark.  I'll ask him to take me for a drive etc so what should I look for then?  I think i'll get him to pul into a petrol station so i can view the car in the light.

Daz

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Hi Mate,

Good luck with the car hunt, you will not regret getting an MR2, yeh with it being dark dont jump into the deal strait away you need to see it in the day light so you can see any marks etc.

Good luck

Dave.

[Fitz]

I have bought two cars in the dark. Whilst I don't regret the purchases, I know I could have found better so I strongly advice you to take a second look during daylight. Remember, it starts getting dark earlier nowso don't let him fob you off with "I'm available after 4pm" as it will already be dark, or certainly getting dark.

As for the insurance, I was just quoting what I had found out on my personal situation. Altrhough it is commonly said that imports cost more to insure.

Try getting a quote from confused.com that way you will get an approximate guide for the price difference. You may well be able to beat the prices they give but it should show you the difference between jap and uk based on your situation.

[daz_mcneill]

well ive scrapped viewing the car tonight as ive had a very very very very long day at work and all i want is a beer and a bed!

My next day off is thursday so I'll do my looking then (luckily the new autotrader comes out!). I will give the guy a bell wed evening to see if he still has the car.

The problem ive got is that due to the hours I work its a real pain to actually view any cars at all! The money's still safely in the bank tho and my clio is still running (just) so im not in a stupid rush at the moment.

fingers crossed tho that I find a decent one!

Daz

[GT4 BOOSTER]

GOOD THINGS COME TO THOSE THAT WAIT

37 years and i buy the first gt4 i see :D

but she's a peach

[daz_mcneill]

GOOD THINGS COME TO THOSE THAT WAIT 

37 years and i buy the first gt4 i see  :D

but she's a peach 

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ha ha ha....

im not waiting that long!! (im 23)....

just wondering about bodykits and insurance. By the looks of thig sim gonna go with adrian flux for my insurance (£950), theyre quite good for bodykits and insurance arent they??

[dudeone]

just wondering about bodykits and insurance.  By the looks of thig sim gonna go with adrian flux for my insurance (£950), theyre quite good for bodykits and insurance arent they??

Hi,

Yes they will probably cover body kits and the like but they will charge for this, each company has its own pricing as you add on mods to your car, so check first as you may find your £950 quote has just gone up.....

Dave

[Fitz]

My mate lives down Exeter way and had a highly tuned and modified car (until engine demise). It had 50% more power and a one off custom made body kit and paint job. Adrian Flux were all too happy to insure him and gave him the best quote he could have imagined.

[daz_mcneill]

HUMPH!!!!

The worst thing happened to me last night, some prat in an escort drove into me on the roundabout!!! Thats put the stoppers on the new car now as I was going to change insurance companies but now I'll have to wait until my insurance is settled.

One lucky thing is my clio was <I thought I could get past the swearing filter - what a sad muppet I am eh?>ed and was worth naff all, now they should hopefully write it off and give me some money!

I had just got back into rochdale from watching united at old trafford, and this guy who was in the outside lane (where your then meant to turn off), decides that he'd rather keep going around the roundabout and drives into my side! Best thing was tho that he was reading directions or something off a piece of paper.

The cheeky ******* then tried blaming me!!! *****!

Anyway, all car plans are now on hold (which is pants!), but it will probably work out for the best as my insurance renewal is feb anyway so i should have 2 years no claims by then (touch wood) as the accident is 100% his fault.

Does anyone know how long these claims take to be processed?

Cheers,

daz

[Fitz]

Bummer.

I found my 2 accidents were settled and cars fixed up in about a month turn around. I was fortunate though on both occasions that the drivers immediately said it was their fault and it was never questioned. If the driver blamed you then it could get dragged out a little if he refuses to admit liability and it could get settled on a knock for knock basis.

If you were not relying on the Clio to help finance the 2 then it could be cool as it saves finding a new buyer etc, unless the damage is minor enough for it to be fixed.

As long as you were ok then that's all that counts though. Cars can be replaced.

Sadly I'm also putting my plans on hold for buying my 2. Mine is for work reasons though. Once I have a new job sorted, it's back on track.