Mods With Elephant Insurance

[admanirv]

I have a t sport, currently im goign to fit an air filter, and lower it aswell as lexus lights.

Does anyone have any idea how much this will put my premium up by?, im paying £650 at moment im fully comp, im 22 with 0 ncb.

Any suggestions about telling them things etc?

regards

[Moffmo]

noooooooo lexus lights!

chav chav chav. :P

They shouldnt increase it much, say they are not performancing mods, and tbh i cant see you paying more than 50 quid

[armoredfist2002]

Lowering the car should be fine, maybe a few quid added on

the lexus lights should make no difference at all.

Quite a few insurance companies are very fussy about air filters.

Replacement panel filters are fine but the induction kits are worst.

All you can do is ring up and ask, it varies from person to person

[sup2]

most of em dont mind or make ya pay anymore

as most are just glad you told them

[Blue84]

declare everything - if you dont you'll get stung! Be honest, and you'll have nothin to worry about.

[jaxx]

i was with elephant if memory serves me right, and they are very clued up on this, if not a little 'text book'....

17's - 46 quid extra

'sports suspension' including lowing upto 3inch and springs -40 quid extra

lex lights, i believe i had no extra charge for them as they were declaired under the 'bodykit'side of things which added about 60somat quid, they were listed but didnt induce an extra alone

as for the airfilter, they go on BHP increase, i declaired my zost and filter together which boosted it to 121bhp from 108 which is a 10% increase, added approx 40quid again i think

[dannyb999]

does an exhaust and airfilter really add that much extra bhp?? i told my insurance that mines dont add any performance to the car

[RossP]

On a high perfomance car they can add a lot, i'm not sure how much gains you get on a t-pot though