2 Car Insurance Policies

[+Steve]

Whats the deal with not being able to share your no claims discount on 2 vehicles??

Does anyone know how I can get over this?? any insurance companies willing to take on 2 cars??

second car have to start from scratch

[Moffmo]

rich has this problem, its stupid

No way round it as far as i know

[Blue84]

It's to do with Fraud, I think..

Don't do policies tho, I do claims so have very little knowledge of it.

The only thing I can think of is maybe contacting a few brokers/intermediaries and see if they know of any insurers who do honour it.

[+Steve]

saying that.. its only £200 difference.. its great being old! :D :D

0 percent worked out about £400 TPFT

[Blue84]

That's not fair, I've got renewal end of next month and I havent even started getting quotes..£200 difference is so unfair :P

[+Steve]

i have 60% no claims... on my main insurance... i got quot of just over £200 TPFT

with 0% it was £400

thats for a 2.2 turbodiesel Estima

[Blue84]

Ahh 60%, maybe I'll get there one day :P

Will hopefully have 2 years NCB next month

[kimi]

steve,

i'm doing it on my new car give A-plan a call,

i'll pm you the number when i find it out.

kim x

[GIDDLEPIN]

71% on my policy-----Then again I am nearly pushing up the daisies :P

[Gareth B]

Steve try Lifesure Brokers, I went with them when i had my estima and they put the no claims from my other vehicle on it.

Don't have the number handy but I have been with them a while and have 3 policies with them all with 9 years no claims

[dawesy]

some companies do offer discounts on second vehicles especialy if you have a good NCD on the primary vehicle. another way to save money is to have a limited milage policy on the least used car. i have limited the rolla's milage to 5000 miles a year and it did make uite a differance to the quote

[Demonic Angel]

Some companies might.....

I've got 0% discount thanks to November..... currently paying £800 for my insurance. Once they sort my claim it should drop to £400 though - 50% saving with 2 years no claims back!

[spotipus]

ask about a TRADERS policy my mate has his celica a van and a landrover on his and pays £500 his policy insures all vehicles up to £5000 on a third party basis but you can get fully comp. hope that helps

[cfc1]

I found this out too, whe i got my 2nd car.. but got a descent discout for allready being a costomer.. so instead of 600 odd quid .. i got it for 430 with 0 ncb, fully comp for me and the wife.

But i still think it sucks that i couldn't use, or even split my ncb for both cars.. seems stupid to me.

[Moffmo]

ask about a TRADERS policy my mate has his celica a van and a landrover on his and pays £500 his policy insures all vehicles up to £5000 on a third party basis but you can get fully comp. hope that helps

←

Do you have to actually be a trader for traders policy?

[kimi]

Steve

found that number for you pm sent

kimi x

[+Steve]

adrian flux rule!

I already had a policy for my lex... these more or less mirrored my NCB and applied it to the new vehicle.

well happy!

[Tegan]

I had the same trouble when i bought the '2

My insurance company that insures the fez didnt want to swop it over to the '2 , so i had to take out a brand new policy (not with the same company as they wanted £873! )

But i had to effectively start again - with no NCB even though i have two years on the fez :censor:

I managed to get a really good quote though from bell direct , it worked out cheaper for my first year on the mr2 (1.6 engine , high insurance group) than it did for my first year on the fiesta (1.1, low insurance group)

So work that one out! Im sure they just pull these figures out of their backsides! <_<