Insurance

May 4, 2006

Just asked the insurers (HIC brokers - Highway) what my quote would drop to if I changed from the 2.0 Beetle to the Aygo Sport. They said I would get no refund even though there is over 5 months left on the exsiting policy :ffs: The Beetle, group 8 is £359 all inc fully comp with legal cover and £150 xs and they said the basic Aygo, group 1, would be £295 ! Go figure ???? :wacko:

Had a quick check on Confused.com and got Auto Direct at £192 fully comp inc legal and £150 xs. :thumbsup: TBH most came in around the £200 to £220.

I live 30 miles outside Edinburgh in Fife, am 38 yo, 20 odd years NCB and work for a bank.

My S3 is is pretty mod'd (std power 225bhp but mines has over 330bhp with uprated suspension and brakes to match and I only pay £400 for that :thumbsup: )

So guys and babes what are you paying for yours ?

Kev

May 4, 2006

i pay 175pounds comprehensive and 100xs ! you should get money back from your other car insurance if you stop the policy ! they gave me the difference as i had 6 months left on my other car!

May 4, 2006

I normally use Tesco or some other cheapy, but look at TSB - they've just quoted me 168 for fully comp 10yrs ncd on my Rav!

May 4, 2006

£182.70 here with Tesco.

38 years old, max NCD, parked driveway no garage, 1 sp30, Herts, 15000 miles with business use, wife named driver, declared springs

May 5, 2006

I normally use Tesco or some other cheapy, but look at TSB - they've just quoted me 168 for fully comp 10yrs ncd on my Rav!

cheers for that as they quoted £170 so that's another £20 saved :D Could have shopped around a bit more and maybe saved a tenner but needed to get the cover note ASAP as the dealer needs it early to organise the private plate.

Kev

May 5, 2006

When you want to reclaim money from a cancelled policy the amount is usually graduated down to zero with usually 4 months left. Yours may be graduated with 6 or 5 months remaining! Check the policy T&Cs.

May 5, 2006

If I cancel just now then I would get £120 back but understand what your saying. Insurance is just a way of printing money anyway as they tend to try anything they can to reduce any payout or refuse a claim. :censor:

Got something sorted now so can get on with getting the Aygo registered with it's T1 4YGO plate for Trace. :)

Kev

May 5, 2006

HA... You guys wont beleive this

Im fully comp, 19 years old, 1 years no claims, fully breakdown covered, for 1 year with Direct Line.

£850!!!! :ffs:

I did have an insurance group 9 golf on my policy before, so i reckon they've screwed me over there. Oh well. Ill renew it in Jan 07 and hopefully if drops a bit

May 5, 2006

Admiral, 1 years no claims, 19 years old - £600

I thinks thats pretty good for a teenager! Admiral do have the best reputation for insuring young drivers!

May 6, 2006

Just asked the insurers (HIC brokers - Highway) what my quote would drop to if I changed from the 2.0 Beetle to the Aygo Sport. They said I would get no refund even though there is over 5 months left on the exsiting policy :ffs: The Beetle, group 8 is £359 all inc fully comp with legal cover and £150 xs and they said the basic Aygo, group 1, would be £295 ! Go figure ????
Had a quick check on Confused.com and got Auto Direct at £192 fully comp inc legal and £150 xs. TBH most came in around the £200 to £220.
I live 30 miles outside Edinburgh in Fife, am 38 yo, 20 odd years NCB and work for a bank.
My S3 is is pretty mod'd (std power 225bhp but mines has over 330bhp with uprated suspension and brakes to match and I only pay £400 for that )
So guys and babes what are you paying for yours ?
Kev

HIC are one of many brokers we use ;) I think it's to do with how long is left on the policy TBH - when you get your renewal notice through, our underwriters issue these to the broker a month before the policy expires it will have all of the new vehicle details on it obviously and will be much cheaper :D Confused.com brought up auto direct who I believe are another broker aswell.

May 8, 2006

Admiral, 1 years no claims, 19 years old - £600
I thinks thats pretty good for a teenager! Admiral do have the best reputation for insuring young drivers!

That would be because your a girl

May 8, 2006

Just got my renewal from Tesco - £302.40!!! ...........£148 more than TSB! The excess is lower (£100) with TSB as well. It's also cheaper than the Corsa I insured with Tesco. :yes: