Insurance

[chris up north]

Didn't want to hijack the ealier ins post so__ I'm nearly 50 as is my missus she has 3 points

and as I say where we live is fairly quiet but we pay over £500 for ins on our T.S. :(

It's as it left the factory apart from 205 tyres and blueish headlamp bulbs none of which is of any concern to insurance companies,

HOW then can some of you get ins so cheaply or is it that I'm on the wrong search company???

Who do you use? :(

[Jock Fran]

I'm guessing it's where you live. Lancashire/Yorkshire are awful for insurance. Mine was exactly £500 this year, aged 22 with 2 years NCB. It's all down to postcodes!!

[Norfolk n Chance]

Yorkshire are awful for insurance.

You'd think so but i only pay £370 through esure!

25 with 7 years NCB

P.S. Having my mum on the policy makes it cheaper, not that she's allowed to drive it tho!

[chris up north]

Mum isn't the policy holder by any chance?

[Norfolk n Chance]

Mum isn't the policy holder by any chance?

Nope, just a named driver!

[chris up north]

Mum isn't the policy holder by any chance?

Nope, just a named driver!

is it allowed to ask who the ins is

[SCOOB_81]

I'm guessing it's where you live. Lancashire/Yorkshire are awful for insurance. Mine was exactly £500 this year, aged 22 with 2 years NCB. It's all down to postcodes!!

Definitely all down postcodes! My mam and dad live not quite 3 miles apart and the difference from one to the other (Sunderland SR3 to Durham DH5) is £400!!!!! And I'm 27 with 6 years no claims too! Thats not a rip-off, thats rape.....

Back to the original question, and without being rude, thats a big premium for you're age. I always bang on about them, but try Greenlight, they were always good with me!

[vvtl-iboy]

It's as it left the factory apart from 205 tyres and blueish headlamp bulbs none of which is of any concern to insurance companies,

Have you mentioned to the insurance company that you have 205 tyres, as to a lot this is of concern as they class it as a mod, i.e. non standard from the original spec.

I'm with adrian flux and just renewed for £310, 28 with 8 NCD, but I've also got good quotes from more than believe it or not, so worth a try.

Good luck

[Parts-King]

Try this site. I know somebody who nearly HALVED their insurance on here, got to be worth a few moments of your time filling in a form. I was in feature in the Daily Mirror a few days ago. Mrs Kingo got a good deal on her Yaris from More Than this time around, not a T Sport I know...

Have you tried Toyota's own insurance? being nearly 50 you have ticked the first box already! They do excellent cover, not the cheapest but you might be suprised

Kingo

[chatman]

Just renewed mine with LV (Through WhatCar) and got them down to £310, legal expenses, guaranteed loan car 7 & half years PNCB one other named driver (the wife when I let her)

Toyota wanted silly money for there quote :lol: got more with LV......

[ballist1x]

25 years Old

OL2 (Oldham Lancashire Post Code)

1 years NCB (1 fault crash 1 years ago)

~£1000 with Admiral, with my mum as a named 2nd driver.

[Parts-King]

£1000 I would walk first

I just reluctantly paid £94 for me motorbike.......thought I had been done!

Kingo

[ballist1x]

£1000 I would walk first

I just reluctantly paid £94 for me motorbike.......thought I had been done!

Kingo

well i ws paying 900 on my primera, sold it mid term and paid 64 quid to go to a faster car....so works out at approx 1000 over the year but only marginally more than i was paying...

[-T- Sport]

22 with 1 Years NCB. (I'm named Driver) WA7 Postcode.

Misses: 25 with 3 Years NCB.

We pay £940 a year. First year was £1400! This is with Direct Line.

[choading]

:)

[chris up north]

Thanks for the input Guys

Yes we were with Toyota for 4yrs prior to the TS but then they wanted silly money

I agree with the post code thing, a pal in Lincolnshire who has a Porche Boxter and only pays £700 when he lived

in Manchester with the same car it was £1267 !!!

The ins I'm with now isn't bothered about 205's (on standard rims) maybe some are though?

The business cover adds more than I expected (missus goes School to School in her job) with out it we save

£120 business milage is only 1000 mls year

I will try Green light, hell I'll try anybody to save some money (then spend it on the car)

:D

[-T- Sport]

Omfg! You Boy Racer! stop spending money on yer car!!!!!11111one :P

(Trys to hide signature and avatar)

[Mooly]

Try the Post Office. £295 and should get £50 cash back after 60 days. 9000 mile limit & no commuting on that though.

[Tobin]

Hi, Can we get any cheaper car insurance for being part of the TOC? Ive got a mate who is on the MX5 forum n he can get a bit of discount cos he's a member.

[cabcurtains]

Me & Mrs Me both 27, her 7yrs NCB, Mrs as the main driver, 17k per annum with business cover and protected NCB + Breakdown, Courtesy Cat, Leagl ETC - With Mods declared (Typhoon, TTE Lowered, TTE StrutBrace, TTE BackBox) Tesco £1100 + £550 Excess :( Before the Mods it was £660 with a £150 Excess! :ffs:

Adrian Flux - £593 - £250 Excess Same as above - They asked if i was a member of this forum!

[hertsnminds]

Have you tried Toyota's own insurance?

When I tried Toyota for insurance they didn't have my car listed, Verso SR. Kind of puts you off when they don't even know what cars they make.