Insurance Your Details

[GIDDLEPIN]

Having used this on another site I thought it a good idea to post on here.

It gives a good idea as to what prices people can pay for a particular model for the age of that person insured. (once a few names are added ;) ) Just copy Anne's and change the details as necessary for posting

This is a reference thread so any other posts will be deleted.

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Owner: Anne (Devil-ish)

Age: 56

NCB: Max

Convictions: None

Other drivers:Les

Year of Aygo: 2007

UK/EU/Jap: UK

Colour: Black

Gearbox: Manual

Location: Sproatley HU11

Garaged or drive: Yes and No (Depends who gets in first)

Insurance Company: More Than

10 or 12 month policy: 12

Total cost: £173.80, £200 excess.

Type of cover:Fully comp including breakdown cover, NC protector etc.

Modifications: None

Value of Mods covered:

Claim experience: None.

Any general comments:Original renewal quote £233.67 negotiated reduction to £173.80

[zakelwe]

I'm 41 and paying about £150 for 12 months with Direct Line, based in Kent. Full no claims. Legal protection, NCB protection etc.

Regards

Andy

[weevicky]

Owner: Vicky

Age: 21

NCB: 3

Convictions: 3 points (SP30)

Other drivers:Mum and Dad

Year of Aygo: 2006 (56)

UK/EU/Jap: UK

Colour: Red

Gearbox: Manual

Location: Ayr (KA7)

Garaged or drive: Yes and No (Depends who gets in first) - EXACTLY!

Insurance Company: Elephant

10 or 12 month policy: 10

Total cost: £297.12

Type of cover:Fully comp

Modifications: alloys

Value of Mods covered: Not a scooby

Claim experience: Head on collison in sept 2006 (in my mums car before getting the aygo) Was completely NOT my fault. Plus windscreen claim in Feb 2009 after a stone kiled the windscreen

Any general comments: Nope

[Demonic Angel]

Owner: Me

Age: 27

NCB: Max

Convictions: None

Other drivers: Dad

Year of Aygo: 2007

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: Rugby

Garaged or drive: Driveway

Insurance Company: Sheilas Wheels (I got a bonza car insurance deal!)

10 or 12 month policy: 12

Total cost: £206,00 £150 excess.

Type of cover:Fully comp including Protected No Claims, Legal Cover & Replacement Car

Modifications: None

Value of Mods covered:

Claim experience: 2 claims in 2004. Both Non-Fault. Both reclaimed and NCD reimbursed.

[thefunkymunky]

Owner: James

Age: 37

NCB: Max

Convictions: SP30 3pts!

Other drivers: Mrs

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Red

Gearbox: Manual

Location: Yeovil

Garaged or drive: Drive

Insurance Company: Tesco via Simples!

10 or 12 month policy: 12

Total cost: £169.05, £150 excess.

Type of cover:Fully comp including NC protection etc.

Modifications: None

Value of Mods covered:

Claim experience: None.

Any general comments:Existing Insurer Swintons quote £250!

[Darth Sabre]

*Sigh* I hate last year.

Owner: Steven

Age: 24

NCB: 0

Convictions: 3 Points (SP30)

Other drivers:

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: Larne

Garaged or drive: No

Insurance Company: Abbey

10 or 12 month policy: 12

Total cost: £1200

Type of cover:Fully comp

Modifications: None

Value of Mods covered:

Claim experience: Two claims last year destroying my 5 yrs no claims. One was due to Ice where the car decided it didnt wanna turn into the corner and i ended up in a ditch, and the second was when I slid into the back of someone.. ironicly in the curtosy car when my polo was getting repaired.

Any general comments: Roll on December for my cheaper quote. Oh and when do penalty points run out?

[EmzIQ]

Owner: Emma

Age: 21

NCB: -

Convictions: None

Other drivers:Mum

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Silver Platinum

Gearbox: Manual

Location: Liverpool

Garaged or drive: Drive

Insurance Company: Diamond

10 or 12 month policy: 10 month bonus accelerator

Total cost: £850

Type of cover:Fully Comp

Modifications: None

Value of Mods covered:

Claim experience: None.

Any general comments: £850 insurance outright payment (pay credit card back instead as cheaper!)

[rbeanz]

Owner: Beanz

Age: 35

NCB: 8 yrs

Convictions: None

Other drivers: The Missus

Year of Aygo: 2008

UK/EU/Jap: UK

Colour: Red

Gearbox: Man

Location: Essex

Garaged or drive: Drive (Garaged when icy)

Insurance Company: Direct Line

10 or 12 month policy: 12

Total cost: £186, £0 excess.

Type of cover: FC (inc Protected No-Claims, Legal etc)

Modifications: None

Value of Mods covered:

Claim experience: None.

Any general comments: Could have had Fully Comp cover for £115 but opted for every extra available.

[dellwear]

Owner: Shaun (Dellwear)

Age: 28

NCB: None

Convictions: None

Other drivers:Grandfather (69 yo, max NCB)

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: Leiceser (city)

Garaged or drive: Street

Insurance Company: Admiral (through Tesco Compare)

10 or 12 month policy: 12

Total cost: £595.54, £150 vol excess. £200 comp excess

Type of cover:Fully comp including windscree, courtesy car etc.

Modifications: None

Value of Mods covered:

Claim experience: None.

Any general comments: Saved £50 putting my Granddad on as named driver!

[Fireflie]

Owner: Me (Female!)

Age: 36

NCB: Max

Convictions: None

Other drivers: Husband, one speeding fine, currently unemployed through redundancy

Year of Aygo: 2009

Colour: Blue

Gearbox: Manual

Location: Hampshire SP10

Garaged or drive: Garaged

Insurance Company: RAC

10 or 12 month policy: 12

Total cost: £231, £150 excess

Type of cover:Fully comp including Europe cover, windscreen, legal protection and courtesy car

Modifications: None

Claim experience: None.

Any general comments: Would have been £35 cheaper without legal protection, will also re-negotiate once hubby gets a job.

[gordonh]

Owner: Gordon

Age: 40

NCB: 8

Convictions: 3 points (SP50)

Other drivers: none

Year of Aygo: 2008 (58)

Colour: Carbon

Gearbox: Manual

Modifications: none

Location: Slough

Garaged or drive: Drive

Insurance Company: Igo4 (couldn't believe the name when they came out lowest)

10 or 12 month policy: 12

Total cost: £240

Type of cover: Fully comp

Includes : Legal, NCB Protection, Hire Car

Existing insurer quoted £427 at start so told to poke it.

[Uncle Bob]

I looked at other options to get Luci insured, like her on my insurance but as she will be the main driver that would be " fronting " so i've done it by the book and its in her name

Owner: Luci

Age: 17

NCB: none

Convictions: None

Other drivers: mum & dad

Year of Aygo: 2006

UK/EU/Jap: UK

Colour: grey

Gearbox: MMT

Location: Bromley BR7

Garaged or drive: Drive

Insurance Company: Admiral

10 or 12 month policy: 10

Total cost: £1284.94 total excess £500 !

Type of cover:Fully comp

Modifications: None

Value of Mods covered: n/a

Claim experience: None.

Any general comments: In searching out the best quote i found out that Admiral insurance are part of the Admiral Group plc, and they own, Bell, Elephant, Diamond, Gladiator insurance and also Confused .com ......funny how most of those names come to the top on a Confused.com quote :D

[viper262]

Owner: Chris

Age: 22

NCB: 0 Years

Convictions: None

Other drivers: Another family member

Year of Aygo: 2006

UK/EU/Jap: UK

Colour: Black

Gearbox: Manual

Location: Wakefield WF2

Garaged or drive: Drive

Insurance Company: RAC Insurance

10 or 12 month policy: 12

Total cost: £702.39, £350 excess.

Type of cover:Fully comp

Modifications: None

Value of Mods covered:None

Claim experience:

Fault Claim - Incident, No Contact, TP Injured Insurance Company Paid out, NCB Not Affected :)

Fault Claim - Contact with Bollard in Car Park, NCB Lost, Insurance Company Paid Out :(

[Miafey]

Aha, this thread is rather interesting :)

Owner: Mia

Age: 28

NCB: 1 year

Convictions: None

Other drivers: Partner

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: Nottingham, NG9

Garaged or drive: Drive

Insurance Company: Auto Direct

Total cost: £390, £400 excess.

Type of cover:Fully comp, legal cover included

Modifications: None

Value of Mods covered:None

Claim experience: None.

[kav]

Owner: THANASIS

Age: 40

NCB: None

Convictions: None

Other drivers: Another family member, in Greece does not make any difference

Year of Aygo: 2007

UK/EU/Jap: eu

Colour: Grey

Gearbox: MMT

Location:Kefalonia, Greece

Garaged or drive: in Greece does not make any difference

Insurance Company: interamerican

10 or 12 month policy: 6

Total cost: 140 euros

Type of cover: Typical basic coverage and all glasses, windshield included

Modifications: in Greece does not make any difference

Value of Mods covered:in Greece does not make any difference

Claim experience: None.

[Sadge]

Owner: Sadge

Age: Insured with Saga - draw your own conclusions :)

NCB: Max

Convictions: None

Other drivers: None

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Blue

Gearbox: MMT

Location:Berkshire

Garaged or drive: Garage

Insurance Company: Saga

10 or 12 month policy: 12

Total cost: £156

Type of cover: Full Comp

Modifications: None

Value of Mods covered:None

Claim experience: None

[Loftylad]

Owner: Lofty

Age: 39

NCB: Max

Convictions: None

Other drivers: Wifey

Year of Aygo: 2008

UK/EU/Jap: UK

Colour: Silver (Platinum :P )

Gearbox: Manual

Location: Leeds, W.Yorks

Garaged or drive: Garage

Insurance Company: Esure

10 or 12 month policy: 12

Total cost: £234.75 , £0 excess.

Type of cover:Fully comp, Legal protection

Modifications: Fogs, spoiler

Value of Mods covered: £0

Claim experience: None.

Any general comments: Unfortunately I live in a "good" area in a "bad" postcode, so very high insurance for me :(

Could've got cover for£180, but previous experiences with Esure keep me with them. (VERY good in event of claims)

[rharris_dorset]

Owner: Rach

Age: 23

NCB: 1

Convictions: None

Other drivers:None

Year of Aygo: 2007

UK/EU/Jap: UK

Colour: Black

Gearbox: Manual

Location: Dorset

Garaged or drive: Drive

Insurance Company: Diamond

10 or 12 month policy: 10

Total cost: £422.79, £150 excess.

Type of cover:Fully comp + Legal cover + Windscreen cover

Modifications: None

Value of Mods covered: N/A

Claim experience: 3 Accidents. 2006 Fault claim - Micra vs BT Transit Van. My Micra lost! 2008 Fault claim - Went into the back of someone. 2009 Non-Fault claim - A young driver slid in the snow and crashed into my parked car at work.

Any general comments: None

[MiSh]

Owner: Mish

Age: 17

NCB: None

Convictions: None

Other drivers:Mum,Grandad

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: North Wales

Garaged or drive: Garage

Insurance Company: Admiral

10 or 12 month policy: 12

Total cost: £450

Type of cover:Fully comp including breakdown cover, NC protector etc.

Modifications: None

Value of Mods covered:-

Claim experience: None.

Any general comments:On My Provisonal .. Goes Up Too £500 When Passed

[Bennyb]

Owner: Ben

Age: 31

NCB: 11 yrs

Convictions: None

Other drivers:Wife

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: West Sussex

Garaged or drive: Drive

Insurance Company: Admiral

10 or 12 month policy: 12

Total cost: £153

Type of cover:Fully comp, NC protector, legal etc.

Modifications: None

Value of Mods covered:-

Claim experience: None.

Any general comments:Part of a multi car policy

[Joek]

Owner: Joe (Joek)

Age: 35

NCB: Max

Convictions: None

Other drivers:none

Year of Aygo: 2008

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: Cambridge

Garaged or drive: Garage

Insurance Company: AA

10 or 12 month policy: 12

Total cost: £200, £200 excess.

Type of cover:Fully comp including breakdown cover, NC protector etc.

Modifications: None

Value of Mods covered:

Claim experience: None.

Any general comments:Whilst changing over the insurance policy from my old car to the new one (bought the Aygo Monday 15th March 2010, and picking up the new one Wed 17th), AA would have asked me to pay a whopping great £47 per month for the privilege. Cancelled the policy then and there, and did a new one online with AA again. COnsequently, got one for the £200, thus saving around £300 for the year. SOmeone tell me just how AA could justify this???

[Angryhatter]

Owner: Chris

Age: 20

NCB: 1 Year

Convictions: None

Other drivers: No

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: Bradford BD20

Garaged or drive: Garaged

Insurance Company: Hastings Direct

10 or 12 month policy: 12

Total cost: £1025.25 ex:£200 + £400 Young drivers

Type of cover:Fully comp including legal and contents cover.

Modifications: None

Value of Mods covered:N/A

Claim experience: None.

Any general comments:Cheapest that could be found after calling/web browsing about 50 insurance companies. Still beats last year which cost £2200 Fully Comp.

[PumpkinSteve]

Owner: Me (Steve)

Age: 23

NCB: 4

Convictions: None

Other drivers: Father

Year of Aygo: 2010

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: Tyne and Wear

Garaged or drive: None

Insurance Company: Churchill

10 or 12 month policy: 12

Total cost: £510, £300 excess

Type of cover:Fully comp + Legal cover + breakdown cover

Modifications: None

Value of Mods covered: N/A

Claim experience: None

NOTE: Two years ago I paid £400 for my insurance on a higher-value car and with no excess. I've had no accidents and nothing has changed but for some reason my insurance seems to go up every year...on my last car it went from £600 the first year to £1000.

[daf-fy]

Owner: Me

Age: 41

NCB: loads (10+)

Convictions: none

Other drivers: wife (42)

Year: 2007

UK/Jap: UK

Colour: blue

Gearbox: MMT

Location: Motherwell, Central Scotland

Garaged or drive: garaged

Insurance copmany: Swiftcover

10 or 12 months: 12

Total cost: £190 (£250 xs)

Type of cover: fully comp including legal, protected NCB, business use for wife (for the very odd time she gets use of it)

Modifications: 'none' but had STYLE pack (alloys, fogs, scuff plates), CUSTOM pack (full leather interior) options from new

Value of mods covered: £550 (style) + £800 (custom)

Claim experience: no claims in last 5 years

General comments: Swiftcover very good in that you can print off documents and amend details (eg when needed to add a courtesy car when Aygo in for some issues at dealer) online yourself - instantly! have had a quote for £160 but decided to stay with Swiftcover

[AggyTheAygo]

Owner: Charlie (female)

Age: 18 (17 when took out policy)

NCB: None yet (driving less than a year)

Convictions: None

Other drivers: Nobody, made it more expensive?!!?

Year of Aygo: 2007

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Location: Hereford, HR1

Garaged or drive: Drive

Insurance Company: Tesco

10 or 12 month policy: 12

Total cost: £1034 £500 excess (i dont even have 500pounds, why did i set it to that?!)

Type of cover: Fully comp

Modifications: None

Value of Mods covered:

Claim experience: None

Any general comments: Got quoted over £2,800 on one site, now have tesco value! have queried insurance for august for my second year having made no claims and cheapest i can find is £1300?!!?