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Posted

Owner: Gordon

Age: 40

NCB: 8

Convictions: 3 points (SP50)

Other drivers: none

Year of Aygo: 2008 (58)

Colour: Carbon

Gearbox: Manual

Modifications: none

Location: Slough

Garaged or drive: Drive

Insurance Company: Igo4 (couldn't believe the name when they came out lowest)

10 or 12 month policy: 12

Total cost: £240

Type of cover: Fully comp

Includes : Legal, NCB Protection, Hire Car

Existing insurer quoted £427 at start so told to poke it.

Just got a renewal through from this lot, only change was a side window got smashed in October 2009. New price £340.

Got mine sorted out now, went to Carole Nash, who got the same Groupma Insurance policy with euro breakdown/homestart and legal cover all for £300.


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  • Uncle Bob

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  • gordonh

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  • lancs28

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  • Phil White

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Posted

Owner: Me

Age: 31

NCB: 3 yrs

Convictions: None

Other drivers:None

Year of Aygo: June 2010

UK/EU/Jap: UK

Colour: Blue

Gearbox: Manual

Doors: 5 Doors

Seat: 4

Mileage: upto 6000

Location: West Sussex

Garaged or drive: Drive

Insurance Company: Churchill

10 or 12 month policy: 12

Total cost: £339

Type of cover:Fully comp, legal etc.

Modifications: None

  • 2 weeks later...
Posted

It certainly pays to shop around.

AA wanted £238 for my second year of insurance.

HastingsDirect . com want £178 for identical cover.

  • 2 weeks later...
Posted

how did ya get ya insurance this cheap... im 17 and the cheapest quote im getting is £4.500

  • 1 month later...
Posted

I looked at other options to get Luci insured, like her on my insurance but as she will be the main driver that would be " fronting " so i've done it by the book and its in her name :rolleyes:

Owner: Luci

Age: 17

NCB: none

Convictions: None

Other drivers: mum & dad

Year of Aygo: 2006

UK/EU/Jap: UK

Colour: grey

Gearbox: MMT

Location: Bromley BR7

Garaged or drive: Drive

Insurance Company: Admiral

10 or 12 month policy: 10

Total cost: £1284.94 total excess £500 !

Type of cover:Fully comp

Modifications: None

Value of Mods covered: n/a

Claim experience: None.

Any general comments: In searching out the best quote i found out that Admiral insurance are part of the Admiral Group plc, and they own, Bell, Elephant, Diamond, Gladiator insurance and also Confused .com ......funny how most of those names come to the top on a Confused.com quote :D

Well here we are 10 months later..

Owner: Luci

Age: 18

NCB: 1 year

Convictions: None

Other drivers: mum & dad

Year of Aygo: 2006

UK/EU/Jap: UK

Colour: grey

Gearbox: MMT

Location: Bromley BR7

Garaged or drive: Drive

Insurance Company: Diamond

10 or 12 month policy:12

Total cost: £900.04 total excess £500 !

Type of cover:Fully comp

Modifications: None

Value of Mods covered: n/a

Claim experience: None.

Any general comments: Diamond insurance are part of the Admrial group and still offering the best price via Confused .com


Posted

how did ya get ya insurance this cheap... im 17 and the cheapest quote im getting is £4.500

Blimey, what are you driving a Rolls laugh.gif

  • 1 month later...
Posted

Owner: Me

Age: 46

NCB: loads (10+)

Convictions: none

Other drivers: wife (45)

Year: 2007

UK/Jap: UK

Colour: blue

Gearbox: Manuel

Location: Connahs Quay, North Wales

Garaged or drive: garaged

Insurance copmany: AA

10 or 12 months: 12

Total cost: £196.69 (£100 excess)

Type of cover: fully comp including legal and protected no claims discount

Any general comments: I was with Zurich but they wanted £219 and would not budge at all from that price, so i took out a new policy with the AA

  • 3 weeks later...
Posted

Just had to renew ours for the 1st time,

Owner: Me

NCB: 10

Convictions: none

Other drivers: wife (45)

Year: 200

UK/Jap: UK

Colour: Silver

Gearbox: Manual

Location: Canterbury, Kent

Garaged or drive: off-road

Insurance copmany: Tescos

10 or 12 months: 12

Total cost: £270

Type of cover: fully comp including legal

I got a call from More Than asking if they can do me a quote, I thought fair enough, told them of Tescos quote, they came back at £760!!!! I asked if they was joking then told them its only group 1, Im 30, never had any accidents & thats the best they could come up with??!! Incredible!!

  • 1 month later...
Posted

Owner: Me

Age:17

Type of Licence: Provisional

NCB: None

Convictions: none

Other drivers: Mother (57)

Year: 2006

UK/Jap: UK

Colour: Grey

Gearbox: Automatic

Location: Wolverhampton

Garaged or drive: Garaged

Insurance copmany: Direct Line

10 or 12 months: 12

Total cost: £3,262

Type of cover: fully comp including legal cover

  • 1 month later...
Posted

Owner: My Wife

Age: 32

NCB: 0

Convictions: None

Other drivers: Me (32 yo)

Year of Aygo: 2008

UK/EU/Jap: UK

Colour: Silver

Gearbox: Manual

Location: Northampton NN4

Garaged or drive: Kept on Driveway

Insurance Company: Tesco

10 or 12 month policy: 12

Total cost: £420pa , £250 excess.

Type of cover: Fully Comprehensive with max Breakdown Cover

Modifications: None

Value of Mods covered: N/A

Claim experience: 1 claim, driver at fault

Any general comments: Car previously insured with me as main driver for less than £300pa

  • 1 month later...
Posted

Owner: My Wife

Age: 38

NCB: 0

Convictions: None

Other drivers: Me 37

Year of Aygo: 2011

UK/EU/Jap: UK

Colour: Carbon Quartz

Gearbox: Manual

Location: Ramsbottom, Bury

Garaged or drive: Kept on Driveway

Insurance Company: Direct Line

10 or 12 month policy: 12

Total cost: £279pa , £250 excess.

Type of cover: Fully Comprehensive, no courtesy car, no breakdown. Protected no claims.

Modifications: None

Value of Mods covered: N/A

Claim experience: None. Full no claims discount (7/9 years+)

Posted

Owner: Me

Age: 32

NCB: 10

Convictions: None

Other drivers: Wife (33)

Year of Aygo: 2006

UK/EU/Jap: UK

Colour: Grey

Gearbox: Manual

Location: Sutton, Surrey

Garaged or drive: Kept on Driveway

Insurance Company: Markerstudy (via broker - Sky Insurance)

10 or 12 month policy: 12

Total cost: £275pa , £150 excess.

Type of cover: Fully Comprehensive with courtesy car and legal cover. No breakdown cover. Protected no claims.

Modifications: None

Value of Mods covered: N/A

Claim experience: Wife had a £350 windscreen claim in 2008 on her own policy.

Posted

Owner: Me

Age: 45

NCB: 8+

Convictions: None

Other drivers: None

Year of Aygo: 2011

UK/EU/Jap: UK

Colour: Carbon Quartz

Gearbox: Manual

Location: Bromley, Kent

Garaged or drive: Street

Insurance Company: Equity Red Star

10 or 12 month policy: 12

Total cost: £261pa , £100 excess.

Type of cover: Fully Comprehensive with legal cover. Full UK and European breakdown cover.

Modifications: None

Value of Mods covered: N/A

Claim experience: None

  • 1 month later...
Posted

Owner: Me

Age: 42

NCB: 10+

Convictions: None

Other drivers: Spouse

Year of Aygo: 2011

UK/EU/Jap: UK

Colour: White

Gearbox: Manual

Location: Ringwood, Hants

Garaged or drive: Drive

Insurance Company: A-Plan

10 or 12 month policy: 12

Total cost: £202 , £100 excess.

Type of cover: Fully Comp, NC protected, legal cover all bells and whistles (didnt need breakdown).

Modifications: None

Value of Mods covered: N/A

Claim experience: Hit by another driver 2010


  • 3 months later...
Posted

Cheapest Insurance found in 2010 & 2011 - Hastings Direct.

Even so, cost has increased by 21 percent.

.

.

.

  • 3 weeks later...
Posted

Insurance prices are laughable.. The more NCDs I earn the more I pay every year. Insurance companies have become very greedy.

Posted

Insurance prices are laughable.. The more NCDs I earn the more I pay every year. Insurance companies have become very greedy.

Not greedy, opportunistic. Motor insurance is compulsory so they can do what they like!

  • 3 weeks later...
Posted

Well here we are 12 months later..

2011/2012

Owner: Luci

Age: 19

NCB: 2 years

Convictions: None

Other drivers: mum & dad

Year of Aygo: 2006

UK/EU/Jap: UK

Colour: grey

Gearbox: MMT

Location: Bromley BR7

Garaged or drive: Drive

Insurance Company: Diamond

10 or 12 month policy:12

Total cost: £682.03 total excess £500 !

Type of cover:Fully comp

Modifications: None

Value of Mods covered: n/a

Claim experience: None.

Any general comments: Diamond insurance are part of the Admrial group and still offering the best price via Confused .com

  • 2 weeks later...
Posted

Owner: Me

Age: 18

NCB: 0

Convictions: None

Other drivers: Mum, Brother, Sister-in-Law (Brought it down loads)

Year of Aygo: 2006

UK/EU/Jap: UK

Colour: Carbon Quartz

Gearbox: Manual

Location: Stoke-on-Trent

Garaged or drive: Garaged

Insurance Company: Co-Op

10 or 12 month policy: 12

Total cost: £2750 pa :(

Type of cover: Fully Comprehensive, courtesy car, legal cover.

Modifications: None

Value of Mods covered: N/A

Claim experience: None.

Any general comments: Has a 'black box' fitted to car, get £250 back per quarter for safe driving :) Still expensive though!

  • 3 weeks later...
Posted

Owner: Me

Age: 48

NCB: 3

Convictions: None

Other drivers: Wife (46)

Year: 2011 Aygo Ice with Style pack and Comfort pack

UK/EU/Jap: UK

Colour: Vermillion Red

Gearbox: MMT

Location: Shaw, Lancs

Garaged or drive: Kept on Driveway

Insurance Company: Toyota

10 or 12 month policy: 12

Total cost: £269

Type of cover: Fully Comprehensive with courtesy car and legal cover.

Modifications: None

Value of Mods covered: N/A

Claim experience: Did have 7 years no claims until wife ran into the back of a car last October.

  • 5 months later...
Posted

Owner: me

Age: 22 (today!)

NCB: 0 (passed my test on Feb 14th!)

Convictions: None

Other drivers: Boyfriend (he's been driving for 7 years)

Year of Aygo: 2009

UK/EU/Jap: UK

Colour: Cayman Blue

Gearbox: Manual

Location: Cardiff

Garaged or drive: Residential parking space

Insurance Company: Diamond

10 or 12 month policy: 10

Total cost: £661

Type of cover: Fully Comp

Modifications: None

Value of Mods covered: N/A

Claim experience: None.

Any general comments: I spent days searching all the comparison sites, and I then went direct to all the companies with good quotes and it generally got cheaper again. Best quote was Diamond with the 10 months jobby, worst was Aviva with £2,802! Very pleased with the quote, bearing in mind I've only just been driving 2 weeks!

  • 2 months later...
Posted

Owner; me

Age: 66

NCB: 10 years

Convictions: None

Other drivers: None

Year of Aygo: 2010

Colour: Cayman Blue

Gearbox: Manual

Location: Midlothian

Garage or Drive: Street

Insurance Company: Post Office

10 or 12 month policy: 12

Total Cost: £136.

Type of Cover: Fully comp., legal cover, NCB protection, RAC membership

Modifications: None

Value of mods: N/A

Claim Experience: minor claim 40+ years ago.

Posted

I will post my details when i renew next month. My current insurance was transferred to my Aygo last month so just paid an admin fee to do that. I am expecting it to be a similar price so we will see.

Posted

I have just had my renewal quote from Admiral and they are wanting £370 which is about £90 more than i was paying on my old car.

OK it's a newer car and worth more money and all that but i will do some shopping around and might even take up the deal i was offered when i bought my Aygo.

  • 2 weeks later...
Posted

Owner: Spazmoid

Age: 41

NCB: Max

Convictions: None

Other drivers: Wife & Father

Year of Aygo: 2012

UK/EU/Jap: UK

Colour: Silver

Gearbox: Manual

Location: Romsey SO51

Garaged or drive: Driveway

Insurance Company: LV

10 or 12 month policy: 12

Total cost: £198 - ZERO Voluntary Excess.

Type of cover:Fully comp and NCP.

Modifications: None other than dealer options

Value of Mods covered:

Claim experience: 1 fault and 1 non-fault in last 3 years.

Any general comments: £198 per year (Zero voluntary excess)

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